Uphando Forensics

Insurance Fraud

Navigating Expired Driver’s Licences and Insurance Claims

In the face of persistent delays in vehicle and driver’s license renewals, the question of whether insurance will pay out when a license has expired looms large. According to the guidance from the Ombudsman for Short-term Insurance (OSTI), insurers generally shouldn’t outright reject claims solely based on expired licenses. Since May 2007, the OSTI has …

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How to ensure that your water damage insurance claim is not rejected

Water damage is regarded as the most common cause of property and household insurance claims. Homeowners often tend to get confused between damage arising gradually over time from poor maintenance or no maintenance at all with a once-off unforeseen catastrophic event like a storm or flood. To avoid a situation where your insurance company refuses to …

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